Makes homeownership affordable without full upfront payment
Flexible repayment plans to match your income and lifestyle
Access to prime residential properties across the UAE
Exclusive home loan for UAE Nationals and expatriates
Build long-term wealth through property ownership
Get expert guidance from professional mortgage consultants at every step
Premier Wealth Financing Brokers
Make Your Dream Home a Reality with a Mortgage Loan for Residences in UAE
Looking to buy a home, property in Dubai or across the UAE? Our residential mortgage solutions make it easier with flexible options, expert guidance, and simple steps to owning your dream home.
Buying a home in the UAE whether it’s an apartment in Dubai Marina, a villa in Arabian Ranches, or a townhouse in Abu Dhabi is more than just a transaction; it’s a milestone in life. At Premier Wealth Financing Broker, we know that finding your perfect property also means having the right financial support. That’s why we’re here to help individuals and families secure mortgage loans across the UAE, designed around your goals whether you’re purchasing your first home, growing your investment portfolio, or putting down roots as an expat in the Emirates.
Why Choose a Mortgage Loan for Residences?
With the UAE’s dynamic and high-growth real estate sector, investing in property is one of the most stable and rewarding financial decisions you can make. Whether you’re purchasing a property to live in or as a long-term investment, a mortgage loan for residences offers multiple benefits:
Flexible repayment terms: pay over 15 to 25 years
Low interest rates: competitive offers from leading UAE banks
High loan-to-value (LTV) ratios: up to 80% financing available
Property ownership for expatriates: buy in freehold zones with full ownership rights
With property prices steadily appreciating and the government offering long-term residency visas for property investors, now is a great time to secure your dream home through a trusted mortgage broker like Premier Wealth Financing.
Expert Home Loan Solutions, Made Simple for You!
At PWF Broker, we do more than just mortgage brokerage. We become your trusted financial partner. Buying a home is one of life’s biggest milestones, and we are here to guide you every step of the way. Whether you are a UAE National, an expatriate, or an international investor, our mission is simple: to make the mortgage process easy, transparent, and stress free while securing the most competitive residential mortgage solutions for you.
Thanks to our strong partnerships with leading banks and financial institutions, we offer a wide range of standard mortgage home loans across the UAE, designed to fit both personal and investment needs. Our advisors handle everything from comparing the best rates and repayment plans to managing paperwork, negotiations, and bank coordination so you can focus on finding your dream property.
What truly sets us apart is our client first approach. We take the time to understand your financial profile, explain your eligibility clearly, and match you with the right mortgage options that suit your income, lifestyle, and long term goals. With PWF Broker, you can expect honest advice, fast approvals, and complete support from start to finish. Your homeownership journey is not just a transaction! it is a partnership built on trust.
What is a Resident Mortgage?
A resident mortgage in Dubai or the UAE refers to a home loan provided to individuals who legally reside in the country, including –
UAE Nationals (Emirati citizens)
UAE Residents (Expats with a valid residence visa)
This type of mortgage allows residents to purchase residential property (villa, apartment, townhouse) for personal use or investment.
Resident Mortgage Eligibility & Requirements in UAE
Minimum Income & Age Criteria for Expats & Nationals
Applicants must meet minimum salary and age requirements—typically AED 10,000/month and 21–65 years of age, depending on the bank.
Required Documents – ID, Salary Slip, Bank Statements
Basic documents include a valid Emirates ID, passport, visa, salary certificate or trade license, and 3–6 months of bank statements.
Property Valuation & Approval Process Explained
Banks conduct a property valuation before approval. Once documents are verified and valuation is completed, pre-approval is usually issued within 2–5 working days.
Benefits of Residential Mortgage in Dubai
Right mortgage home loan in Dubai with flexible options, competitive rates, and expert guidance to make owning your dream property simple and stress-free.
Affordable way to buy your dream home without full upfront payment
Flexible repayment plans tailored to your budget
Access to prime residential properties across Dubai
Opportunity for both residents and expats to own property
Potential property value appreciation and investment returns
Expert guidance through a smooth and transparent process
Why Choose a Mortgage Loan for Your Home in the UAE
We provide mortgage loans for residences in the UAE to help you secure your dream home. With flexible financing, quick approvals, and expert guidance, we make homeownership simple and stress-free.
What Makes PWF Broker Different?
Transparent, Honest Advice
We prioritize clarity and honesty—no hidden fees, no confusing terms. Just clear communication, fair deals, and professional guidance every step of the way.
Free Initial Consultation
Not sure where to begin? Start with a no-obligation, free discussion to understand your options & get expert recommendations based on your profile.
Fast Pre-Approvals & Hassle-Free Process
Our streamlined approach ensures quick mortgage pre-approvals, minimal paperwork, and dedicated assistance from application to property handover.
Expertise in UAE Real Estate Financing
We bring in-depth knowledge of the UAE mortgage landscape, ensuring you're guided by professionals who understand local banking policies, real estate trends, and buyer needs.
Dedicated Relationship Manager
Each client is assigned a dedicated mortgage advisor who provides continuous support, tracks your application, and ensures seamless coordination with lenders and developers.
Frequently Asked Questions
With our expert guidance, pre-approvals can often be secured within 3 to 5 working days, and full mortgage approvals typically take 7 to 14 days, depending on the bank and documentation.
We provide expert, end-to-end support, access to the best mortgage deals from multiple banks, and customized solutions for every type of buyer. Our transparent, client-first approach ensures a smooth and stress-free mortgage experience.
You can buy apartments, villas, or townhouses—whether ready to move in or under construction (off-plan).
UAE residents can usually get up to 80% of the property value, while non-residents may get up to 75%.
Yes. You’ll need to pay at least 20–25% of the property price as a down payment.
Let’s Turn Your Dream into Reality
At Premier Wealth Financing Broker, we’re here to take the complexity out of your home-
buying journey. Whether you’re a resident or investor, our team is ready to connect you with
the right mortgage loan for homes in the UAE and guide you through the process smoothly.