If you own real estate in Dubai and need substantial funds for personal, business, or investment
purposes, a loan against property in Dubai is one of the smartest and most cost-effective
financing options available. At Premier Wealth Financing Broker, we focus in helping property
owners unlock the value of their residential or commercial assets to access liquidity—without
selling their property.
Whether you’re a salaried individual, self-employed professional, business owner, or investor,
our experienced advisors tailor loan solutions that meet your exclusive financial goals and cash
flow needs.
A loan against property (LAP) is a kind of secured loan that lets you to borrow funds by mortgaging your property to a bank or financial institution. This can be a residential apartment,
villa, office, or commercial property that you already own in Dubai. You continue to own and use the property, while the bank provides a loan based on its market value.
The bank evaluates your property and offers a loan amount based on a certain percentage of its current market value, typically 50% to 70%, depending on your profile and the type of property.
You repay the loan in fixed once-a-month installments over a tenure that can range from 5 to 25 years.
At Premier Wealth Financing Broker, we guide you at every step—from property valuation and document preparation to bank selection, loan structuring, and approval.
At Premier Wealth Financing Broker, we take a personalized, end-to-end approach to securing your loan against property. Our procedure begins with a detailed financial assessment where
we evaluate your income, existing liabilities, and property value to determine the best loan options for your needs. We then compare offers from leading UAE banks to match you with the most competitive interest rates, flexible repayment terms, and highest loan eligibility. From property valuation coordination to preparing all necessary documents, our team handles the entire application process—saving you time, effort, and stress. But our support doesn’t end there. We go further by tailoring your loan structure to align with your long-term financial goals—whether you prefer lower EMIs, extended tenures, or fixed interest options. You’ll have a dedicated mortgage advisor guiding you through every step, offering clear, transparent advice so you fully understand the terms and make confident decisions. Even after the loan is disbursed, we’re here to assist with refinancing, top-ups, or portfolio adjustments as your needs evolve. With us, your property becomes a powerful financial tool—managed the smart, secure, and strategic way.
We bring years of experience in handling loan against property cases for both residential and commercial assets across Dubai.
We ensure quick turnaround times with full transparency on fees, terms, and timelines—no surprises or hidden costs.
Too busy to visit our office? No problem. We offer a fully remote consultation, documentation, and tracking process—from initial assessment to final disbursal.
All our recommendations and processes strictly follow UAE Central Bank guidelines. You get ethical, regulation-aligned mortgage services without shortcuts or risk.
Own multiple properties? We can help bundle assets to increase loan eligibility, get better terms, or consolidate existing loans—ideal for investors and business owners.
Most banks offer repayment terms from 5 up to 25 years, depending on your age, income, and repayment capacity.
Yes, lenders will assess your ability to repay the loan. Whether you’re salaried or self-employed, you’ll need to show steady income and bank statements.
Since this is a secured loan, the bank has legal rights over the property in case of repeated non-payment. However, we work closely with our clients to structure realistic EMIs and prevent such scenarios.
If you repay on time, it can actually improve your credit score. Delays or missed EMIs, however, may have a negative impact. We help structure your loan in a way that aligns with your monthly cash flow.
If your property value has appreciated or you have upcoming financial needs, now could be a great time. Our squad provides a free, no-obligation consultation to assess your readiness and walk you through your options.
A loan against property can be the bridge between your current assets and your future
ambitions. Whether you’re planning for business growth, long-term investments, or urgent
financial needs, Premier Wealth Financing Broker is here to help you access the capital you
deserve—on your terms.
Contact us today for a free consultation and discover how much equity you might unlock from
your property!