Premier Wealth Financing Brokers

Secure Your Dream Home in Dubai with a Non-Resident Mortgage

Dubai’s real estate market is open, competitive, and increasingly attractive to global investors. With freehold ownership available in many prime areas and a stable legal framework, non-resident property buyers now enjoy access to financing options that were once limited to UAE residents.

If you’re living abroad but want to own a home or invest in property in Dubai, securing a Mortgage in Dubai for Non Residents is not only possible—it’s easier than ever with the right guidance.

executive with tablet buildings background,

What Is a Non-Resident Mortgage in Dubai?

A non resident mortgage allows individuals who do not live or work in the UAE to purchase property with financing from a UAE-based bank or lender. While terms may differ slightly from
those offered to residents, non-resident buyers are still eligible for a wide range of financing options, including:
1) Ready-to-move-in properties
2) Freehold residential units
3) Villas, townhouses, and apartments in approved zones
At Premier Wealth Financing Broker, we specialize in assisting international buyers secure a mortgage in Dubai for non-residents, offering expert advice, bank coordination, and end-to-end support to make your cross-border investment seamless and stress-free.

Business-Centric Financing Strategy, Commercial Property Loan

Personalized Mortgage Solutions for Non-Resident Investors

At Premier Wealth Financing Broker, we understand that buying property in a foreign country can feel compound—especially when it comes to financing. That’s why we offer specialized mortgage solutions for non-resident buyers who want to invest in Dubai’s thriving real estate market.

Whether you’re a salaried professional working abroad or a self-employed business owner, we work closely with you to find a mortgage product that matches your income, repayment capacity, and long-term goals. Our strong relationships with leading UAE banks allow us to secure flexible loan structures, competitive interest rates, and customized repayment plans—all tailored specifically for overseas clients. From primary consultation to final approval, our team provides end-to-end guidance, making the entire process smooth and stress-free. You don’t need to be in the UAE to start your journey. With our expert support, you can apply remotely, submit documents digitally, and complete your purchase with confidence—all from wherever you are in the world.

Benefits of Home Financing in Dubai

Invest Without Full Cash – Purchase property without paying the full price upfront.

Access to Prime Locations – Own homes in high-demand areas like Downtown Dubai, Palm Jumeirah, and Dubai Marina.

Flexible Repayment Terms – Loan tenures up to 25 years with competitive interest rates.

High Rental Yields – Dubai offers attractive rental returns, often 5–8% annually.

Secure Legal Framework – Transactions regulated by DLD and RERA for investor protection.

Simplified Application Process – Banks provide online applications and dedicated support.

Benefits of Mortgage in Dubai

Eligibility for Mortgage in Dubai for Non-Residents

  • Age: Salaried 21–65, Self-employed 30–70
  • Minimum income: AED 15,000/month (salaried)
  • Finance-to-Value: 50–60%
  • Eligible nationalities only
  • Required documents: passport, bank statements, proof of income, tax returns
  • Prefer completed or near-completion properties
  • Application: Pre-approval → Property → Documents → Final approval
dubai home loan for non residents, handshake image

Benefits of a Mortgage in Dubai for Non-Residents

We make it easy for non-residents to get a mortgage and invest in Dubai property.

Access Dubai’s property market – invest in freehold areas like Downtown Dubai and Palm Jumeirah.

Leverage financing – pay part upfront, preserve capital for other investments.

Attractive rental yields – typically 5–8% annually.

Flexible Finance terms – up to 25 years, competitive interest rates.

Secure legal framework – regulated by DLD and RERA.

Simplified application – online options and dedicated support from banks.

Commercial Property Loan, Signing on paper

Who Can Apply?

You can apply for a non-resident mortgage if:

1) You are not currently residing in the UAE
2) You are a foreign national or overseas investor
3) You have a stable source of income (from employment or business)
4) You have a good credit history in your home country
5) You are purchasing a property in a freehold area

Dubai welcomes property investment from individuals around the world—including residents of the UK, Europe, India, Pakistan, the US, Canada, Australia, and other regions. Our team helps
you navigate eligibility requirements based on your nationality, income, and bank preferences.

Why You Can Count on Us?

Strong Network of UAE Banks

We work with top-tier UAE banks that offer customized loan products for non-residents, giving you access to competitive interest rates & flexible payment plans.

Simple & Transparent Process

We believe in honest, jargon-free advice. Our process is fully see-through with no hidden fees, and we explain all costs, conditions, and loan terms upfront.

Access to High-Return Investment Properties

We help you finance properties in Dubai’s most promising areas—ensuring strong rental yields and long-term capital growth.

Trusted & Experienced Advisors

Our team has years of experience guiding non-residents through the Dubai mortgage system, with a track record of successful approvals and satisfied global clients.

Dedicated Relationship Manager

Each client is assigned a devoted advisor who handles your case from start to last, providing regular updates and quick responses to all your queries.

Frequently Asked Questions

You will usually need:
1) A copy of your passport
2) Proof of income (salary certificate or business documents)
3) Recent bank statements (3–6 months)
4) A credit report from your home country (if available)
5) Property sales agreement (if already selected)

No. Non-resident mortgage Dubai options are available even if you don’t have a UAE residence visa. Some banks may ask for a UAE entry stamp or additional verification, but a visa is not required.

Yes. You can apply remotely. At Premier Wealth Financing Broker, we help non-residents complete the entire process—consultation, paperwork, and approval—without visiting the UAE.

Interest rates vary by bank and profile, but non-residents can expect competitive fixed or reducing-balance rates. We compare options to get you the best deal.

We specialize in mortgages for non-residents, offer access to top banks, provide personal guidance, and handle the entire process for you—saving time, money, and stress.

Ready to Invest in Dubai from Abroad?

At Premier Wealth Financing Broker, we make it easy for non-residents to own property in
Dubai. With the right guidance, the right lender, and the right support—you can secure your
ideal home or investment with confidence.
Contact us today to explore your options for a mortgage in Dubai for non-residents and let our
experts help you every step of the way.